Jumbo & luxury loans · Denver & Colorado
Jumbo loans for Denver's higher-priced homes.
When your purchase is above the conforming loan limit, you need a jumbo loan and a lender who knows how to package it. I help buyers across the Denver metro, Castle Rock and Douglas County finance their next home.
What a jumbo loan is
Any mortgage above the conforming limit
The Federal Housing Finance Agency sets the conforming loan limit each year, and it can differ by county. Loans above it are jumbo loans, with their own guidelines.
Credit & income
Jumbo guidelines usually look closely at credit history and debt-to-income ratio.
Reserves
Expect to show savings left over after closing. The amount depends on the loan size and program.
Appraisal
Higher-priced homes get careful valuation, and larger loans may need more than one appraisal.
Who I help
Jumbo buyers I work with
Move-up buyers
Pair a jumbo loan with a buy-before-you-sell strategy so you can move without a contingent offer.
Self-employed buyers
Business owners and complex-income borrowers, with options built for how you actually earn.
Second homes
Financing for a second home in Colorado, reviewed alongside your primary residence.